No matter how diligent you are, there are risks involved in running a social services organization. You may occassionally have to deal with losses or damages that could potentially shut your doors.
Unless your business is specifically insured with an insurance company specializing in social services, it is quite possible that claims may be excluded from coverage. Our company can provide specialized social services insurance programs for both non-profit and for-profit organizations.
- General Liability
- Sexual/Physical Abuse Liability
- Professional Liability
- Auto/Hired and Non-owned Auto Liability
- Business and Business Personal Property
- Workers Compensation
Many insurance companies offer coverage for rental homes, but often this coverage prohibits Recovery Residence operations – possibly making the home ineligible for both liability and property coverage. You need to insure your operation with a policy specifically tailored to recovery residences to avoid uncovered claims.
Outpatient and inpatient coverage is available for providers up to level 3.7. Specialized policies include coverage for employees and contractors.
We provide coverage for shelters, community outreach organizations, and family services.