No matter how diligent you are, there are risks involved in running a Sober Living Home. You may occassionally have to deal with losses or damages that could potentially shut your doors.
Unless your location is specifically insured as a Sober Living Home, it is quite possible that any claim you have may be excluded from coverage. Many insurance companies offer coverage for rental homes, but this coverage prohibits Sober Living Home operations – making the home ineligible for both liability and property coverage.
- General Liability
- Sexual/Physical Abuse Liability
- Professional Liability
- Auto/Hired and Non-owned Auto Liability
- Business and Business Personal Property
- Workers Compensation